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370 Biscuit City Road, South Kingstown, RI, 02881 | $650,000
Spacious mid-century South Kingstown home awaits a new owner! This tri-level open floor layout allows for creativity & multiple living areas. The light filled galley style kitchen offers plenty of built in storage and counter space. The generous main level dining/living area is drenched with natural sunlight from the floor to ceiling windows, and a brick fireplace. The upper level offers 3 nice sized bedrooms and 2 full baths. The lower level consists of 2 additional rooms, laundry room and an open space that could serve as a family room, home office, gym or additional storage. There is also access to the integrated garage. The property has hardwoods throughout the main and upper level. Heat & Air mini split combos on all levels (2019), new electrical wiring (2019), & a tankless water heater (2019). This home is equipped with solar panels, as well as newer mechanicals for maximum efficiency. The architect designed detached garage (built 2019) has a solar car charger. Set on a 1. 5 acre serene and tranquil wooded lot. . . privacy abounds! With some cosmetic touches, this gem will shine! 1 mile to the University of Rhode Island and close proximity to South County beaches. Please note: Property being sold as is and all inspections shall be for informational purposes only.
Features
- Amenities: Highway Access,Near Schools,Recreation Area,Restaurant
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Style: Contemporary,Split Level,Tri-Level
- Year Built: 1967
- Garage: 2-car Attached,Built In,Detached,Garage,Garage Door Opener
- Heating: Electric,Forced Air,Propane
- Cooling: Ductless,None
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 1,950
- Acreage: 1.65
- Est. Taxes: $4,704
- Lot Desc: Wooded
- Appliances: Dryer,Dishwasher,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1371476
- Website: https://www.raveis.com
/prop/1371476/370biscuitcityroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
370 Biscuit City Road, South Kingstown, RI, 02881
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
| Total Monthly Payment | $3,944 | $3,940 | $4,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB