21 Post Falls Lane, Hamden (Mount Carmel), CT, 06518 | $450,000

THIS IS THE ONE BEUTIFUL CUSTOM BUILT CAPE COD WITH AN OPEN FLOOR PLAN SOARING CEILINGS GREAT ROOM WITH FIREPLACE HARDWOOD FLOORS THROUGH OUT THE FIRST FIRST FLOOR SPACE PRIMARY BEDROOM NICELY APPOINTED KITCHEN WHICH OVERLOOKS THE EXPANSIVE PRIVATE REAR YARD HANDY LOCATED LAUNDRY ROOM BEHIND KITCHEN AND ACCESS TO THE 2 CA GARAGE THERE IS MORE SQUARE FOOTAGE THAN IS NEEDED WITH THE SECOND FLOOR AND THE LOWER LEVEL ECONOMICAL 6 ZONE HEAT NEWER AND CENTRAL AIR A PLUS LANDSCAPE LIGHTING AND IRRiGATION---THE WALK OUT LOWER LEVEL COULD EASILY BE USED AS AN INLAW OR EXTENDED FAMILY WITH 2 BEDROOMS GATHERING ROOM AND FULL BATH PERFECT INLAW SET UP IN WALK OUT LOWER LEVEL WITH 2 BEDOOMS FAMILY ROOM AND ANTI ROOM AND FULL BATH WITH PLENTY OF SUN LIGHT AND ITS SEPERATE HOT WATER HEAT ZONE AND CENRAL AIR

Features

  • Town: Hamden
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Style: Cape Cod
  • Year Built: 2002
  • Garage: 2-car Attached Garage,Paved
  • Heating: Baseboard
  • Cooling: Central Air
  • Basement: Full,Partially Finished,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 3,100
  • Below Grade Approx. Sq. Feet: 966
  • Acreage: 0.97
  • Est. Taxes: $15,038
  • Lot Desc: Level Lot,On Cul-De-Sac
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Range,Oven/Range,Range Hood,Refrigerator,Icemaker,Dishwasher,Washer,Electric Dryer,Wine Chiller
  • MLS#: 24055938
  • Days on Market: 27 days
  • Buyer Broker Compensation: 2.25%
  • Website: https://www.raveis.com
    /raveis/24055938/21postfallslane_hamden_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Ceiling Fan,Hardwood Floor13.0 x 12.0Main
Bedroom 2 Ceiling Fan,Hardwood Floor11.0 x 12.0Main
Bedroom 3 Bedroom Suite,Composite Floor11.0 x 14.0Lower
Bedroom 4 Built-Ins,Composite Floor21.0 x 12.0Lower
Den Composite Floor11.0 x 14.0Lower
Dining Room Hardwood Floor18.0 x 12.0Main
Living Room Cathedral Ceiling,Ceiling Fan,Entertainment Center,Fireplace,French Doors,Hardwood Floor19.0 x 19.0Main
Primary Bedroom Bedroom Suite,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor15.0 x 16.0Main
Rec/Play Room Built-Ins,Dry Bar,Jack & Jill Bath,Laminate Floor13.0 x 34.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

James HudgensSales Associate

203.982.3135

James.Hudgens@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

21 Post Falls Lane, Hamden (Mount Carmel), CT, 06518

$450,000

James Hudgens

Sales Associate

William Raveis Real Estate

Phone: 203.982.3135

James.Hudgens@Raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $1,253 $1,253 $1,253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,393 $3,036
Total Monthly Payment $3,723 $3,721 $4,364

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.