OCEANFRONT TOWNHOME! Oceanfront community with large swimming pool, gorgeous views, and deeded beach access! Not in a flood zone. Steps to the most private beach in the area. The 2-story townhome has 2 bedrooms and 2 full bathrooms and an attached 1 car garage. Second-floor balcony offers 1st rate ocean views over the gorgeous pool. First-floor porch offers excellent views as well. HOA is only $200 monthly, including the beautiful pool, cable and WIFI, common ground maintenance, and pest control. This home has been updated with beautiful granite countertops and solid wood cabinetry plus stainless-steel appliances in the kitchen. Custom Plantation shutters, crown molding and luxury vinyl plank flooring complete the elegant upgrades on the first floor. LVP continues on the staircase, keeping the look clean and modern. Upstairs, 2 generously sized bedrooms sport Plantation shutters, new carpet, and baseboards. No expense was spared in the Jack & Jill bath with a $20, 000 plus upgrade featuring an American Standard Liberation walk-in tub with shower attachments, plus a bidet for the ultimate in personal care comfort. A new Carrier air conditioning system with a 10-year warranty was installed in Nov 2023, and the building had a complete roof replacement. Hurricane shutters with indoor mechanics keep this home safe and secure with ease. Live your best coastal life in this peaceful Flagler Beach community between downtown Flagler Beach and Ormond by the Sea. This community allows short term rentals - a minimum of 2 weeks Jan 15 through Apr 15, and a 30-day minimum the rest of the year. 2 pets are allowed per unit in this community and on the beach. Flagler Beach is a hidden gem, an Old Florida beach town featuring one-of-a-kind shops and eateries just a short bike or golf cart ride away. Nearby parks offer nature’s finest hiking, fishing, and relaxation, Flagler Beach is a short drive to historic St. Augustine, and close to world-famous Daytona Beach. The attractions in Orlando are only a 60-minute drive southwest. The beach is just a short 3-mile drive from I-95, the shortest distance in Florida. You will absolutely LOVE living here! Call today for your personal showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,489 |
Total Monthly Payment | $2,332 | $2,280 | $2,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.