One or more photo(s) has been virtually staged. This charming ranch-style home, located in the well-maintained Vivienda West 55+ community, offers the convenience of condo living with the space and privacy of a house. With exterior maintenance, roofing, and landscaping fully managed, residents enjoy a worry-free lifestyle.
The home features a bright, spacious kitchen with tile countertops, some newer stainless steel appliances, an island/breakfast bar, pantry, ample cabinetry, and a pass-through window. The 2BD/2BA split floor plan is ideal for you and your guests, with a living/dining area offering built-in bookshelves, a window seat, and access to a screened lanai, perfect for relaxing with views of the private garden. An additional sliding door off the kitchen allows for potential outdoor expansion, such as extending the lanai or adding a patio. The laundry area, conveniently located near the kitchen, includes a large-capacity Samsung washer and dryer, with extra storage space in the garage.
With recent updates including new paint, lighting fixtures, a 2016 roof, impact windows in both bedrooms, a 2021 electrical panel/service upgrade, and a high-efficiency 3-ton York AC unit installed in 2023, the home is move-in ready awaiting your personal touch.
Vivienda West offers its own community pool and clubhouse and is situated in a prime area for walking and biking, close to restaurants, shopping, and a short drive from Gulf beaches. This property is competitively priced, and the motivated seller invites all offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,392 | $1,356 | $1,749 |
Total Monthly Payment | $1,559 | $1,523 | $1,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.