Wonderful opportunity to live close to all the exciting restaurants, sporting events, marinas and amenities that St. Petersburg has to offer but have a quiet retreat of a lake in your backyard! This tranquil home located on Lake Maggiore gives the convenience of location but the enjoyment of quiet country living. Bayfront Hospital, St. Pete is only 1. 9 miles away, the St. Pete pier is 3 miles, and the Tropicana Field and Boyd Nature Preserve are only 2 miles away. When pulling up there is long driveway that leads to the large covered front porch with plenty of room for your favorite rocking chair. The home has fantastic high ceilings that create an open, inviting space. Upon entering there is living space and to the left is the hall bathroom with full tub/shower combo and also a bedroom. Then you have the kitchen with all appliances included, there is space for a table off to the side of the kitchen or office space. Beyond that is bonus area or 2nd living area that has sliding glass doors that lead to the patio and the views of the lake. There is the larger bedroom with walk-in shower and walk-in closet. This bedroom also has a sitting area or office space. If you are looking to enjoy nature, bird watching or fishing this could be your home. The home does need a little cosmetic TLC, a coat of paint outside and some new flooring inside would make this place a stunner! The home is move in ready with or without these updates but is priced accordingly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,741 | $1,675 | $2,125 |
Total Monthly Payment | $2,255 | $2,189 | $2,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.