Welcome to 1 Lawson Lane, a fantastic opportunity to own a main-level, end-unit condo in the heart of downtown Ridgefield, just steps from historic Main Street! This freshly painted 2-bedroom, 1-bath unit boasts a large living room, a separate dining area, and generously sized bedrooms with plenty of closet space. There is an in-unit laundry as well as additional machines in the building's basement along with additional storage. Step out from the living room sliders onto a private back patio, perfect for relaxing. The unit also comes with a dedicated parking space (#405) right outside the front door, with ample visitor parking available. The Casagmo complex offers wonderful amenities, including an outdoor inground pool, tennis, pickleball, basketball courts, a clubhouse, shuffleboard, and a fitness room. Monthly fees include heat, hot water, AC, grounds maintenance, trash pickup, and snow removal, ensuring convenience and comfort with the special assessment for new roofs, windows, siding, parking, and hallways adding further value. Enjoy Ridgefield's vibrant community, with easy access to shopping, dining, the library, art galleries, and concerts in Ballard Park, and Ridgefield's award-winning theaters. If you're looking for the perfect blend of privacy and prime location, and a chance to make this home your own, this condo is a must-see!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Main | |
Kitchen | Main | |
Living Room | Patio/Terrace,Sliders | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,110 | $2,108 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.