Fantastic opportunity to own a newer and well-maintained 2BR plus Den home situated on an oversized (60' wide) and very private lot in the resort-style community of Toscana Isles. This popular Clifton model features a large primary suite that includes 2 spacious walk-in closets, an en-suite bath with dual sinks and a walk-in shower, and the privacy of a split plan with the primary suite located at the back of the home and guest suite at the front. The open and large kitchen is finished with light gray cabinets that include crown molding, light valence, and under cabinet lighting, granite countertops, and a designer backsplash. The house is finished with natural tile throughout the main living areas, extensive crown molding, and 8' doors. Other upgrades include custom closets, plantation shutters on the windows, built-in storage cabinets in the Den, and a finished laundry room conveniently located off the primary suite. Toscana Isles is a gated, resort-style, maintenance-free landscape community that caters to an active lifestyle. Enjoy kayaking, canoeing, and fishing on over 200 acres of interconnected lakes. The 8, 000-square-foot clubhouse is a hub of entertainment, featuring a fitness center, ballroom, billiard room with big-screen TVs, a heated, resort-style infinity-edge pool, tennis, pickle ball, bocce courts, and a large fire pit. Toscana Isles offers easy access to beautiful Suncoast Beaches (just 10 minutes away), the Legacy Bike Trail, and the vibrant Venice and Sarasota downtowns with rich cultural life, excellent shopping, and gourmet restaurants. Nearby, Sarasota Memorial Hospital just recently opened its new Venice campus.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,208 | $3,205 | $3,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.