Welcome to your new resort lifestyle. This lavish two-bedroom, two-bath is located in the coveted Village I of the Cove Cay community. The seller has taken extreme pride in this abode, and it shows! The unit features newly installed vinyl floors and tiles in the baths. A fresh coat of interior paint, a lovely updated kitchen with additional lighting, brilliant blue quartz countertops, and newer appliances are some of the features of this exceptional home. Enjoy the views this community offers from the living room area. Open the sliding glass doors to an outdoor oasis with a spectacular view of the bay. The community includes an 18-hole golf course, restaurant, recreation center, pool, spa and entertainment space. There is an onsite marina that offers boat rental and storage, water access, rentals, a store with bait and tackle, cold drinks, and more. There is also a cabana bar to enjoy the day waterside. Cove Cay is centrally located in Clearwater with premium access to shopping malls, megastores, and restaurants, and is just minutes to the beaches! Just 20 minutes to the Tampa International Airport and right outside the bustling cities of St. Petersburg, Dunedin, and Tarpon. The property is secured by a gate and 24-hour guard services. Come enjoy your next chapter at this incredible location.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,590 | $2,051 |
Total Monthly Payment | $1,987 | $1,945 | $2,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.