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19 White Street, Hempstead (Valley Stream), NY, 11580 | $750,000
Welcome to this quintessential Westwood North Valley Stream expanded Cape. This home is located in a cul-de-sac, and its beautiful curb appeal and impeccably maintained interior, exude pride in ownership. This home boasts a fabulous expanded eat-in kitchen with vaulted ceilings, custom wood cabinetry and a gas stove. The Kitchen leads to a meticulously landscaped and fenced in yard with a large wood deck and gazebo area - perfect for entertaining. The main level of this home features hardwood floors in the spacious living room and adjoining and expanded formal dining room. The first level also includes two nicely sized bedrooms and a full bathroom. Upstairs are two additional spacious bedrooms. The full finished and carpeted basement offers plenty of storage, along with a den/entertainment area, laundry room, with an easy access laundry shoot, and cedar closet. (There is POTENTIAL to add an outside entrance to the basement from the back of the house. ) Other fabulous features of this home include central air conditioning, alarm system, in ground sprinklers, 50 X 100 lot, a long driveway leading to a large detached two car garage and the home is . 7 miles from the nearest LIRR station. This home is a must see!!
Features
- Town: Hempstead
- Rooms: 7
- Bedrooms: 4
- Baths: 1 full
- Style: Exp Cape
- Year Built: 1949
- Garage: 2-car Detached
- Heating: Natural Gas, Baseboard, Hot Water
- Cooling: Central Air
- Basement: Finished, Full
- Acreage: 0.11
- Est. Taxes: $11,482
- Lot Desc: Near Public Transit, Private
- Elem. School: James A Dever School
- Middle School: Valley Stream Memorial Jr High Schoo
- High School: Valley Stream Central High School
- School District: Valley Stream - 13
- MLS#: 3587248
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/3587248/19whitestreet_hempstead_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19 White Street, Hempstead (Valley Stream), NY, 11580
$750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $957 | $957 | $957 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,145 |
| Total Monthly Payment | $5,041 | $5,037 | $6,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535