Under contract-accepting backup offers. Welcome to this charming 2-bedroom, 2-bathroom home with a convenient 1-car garage. Step inside and you will immediately appreciate the light coming through the updated windows. You enter into a nice size living room that leads you to a nice kitchen with plenty of cabinet space. This home you will notice is immaculate from floors to ceiling. Both bedrooms are a nice size with large closets. Both bathrooms are nicely updated as well. This home includes a large bonus room for more family space, while a screened patio provides a peaceful spot for morning coffee. The back yard is fully fenced with a nice shed with electric that makes a great workshop. There is plenty of room for gardening and planters are already in place to start a nice garden. The exterior also has been freshly painted. A NEW ROOF was installed August 2024 and A/C was replaced May 2020. Don't miss the opportunity to make this your own oasis in a desirable location. Schedule you're showing today and imagine the possibilities of calling this wonderful property home! This home in located in a NO FLOOD ZONE and made it through both recent storms with no flooding or damage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,600 | $191,600 | $191,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,275 | $1,273 | $1,643 |
Total Monthly Payment | $1,405 | $1,403 | $1,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.