SELLER IS OFFERING $10K TOWARDS BUYER'S CLOSING COSTS! Expect to be impressed with this 3BR water view home located in Windermere’s desirable Wickham Park neighborhood. Professionally cleaned and move-in ready! Seller is offering $10K towards buyer’s closing costs! Quality updates include: (1) fresh interior paint (2024), (2) new exterior paint (2023), and (3) new A/C (2022) (4) new garage door (2024). HOA dues cover roof replacement (next scheduled for 2025), exterior painting and front lawn/shrub maintenance. Makes life a little easier for you, and ensures that you’ll always live in a nicely kept neighborhood. Layout features long entry hall leading to common living space (a great gathering space) and a split bedroom plan. Beautiful contemporary kitchen is open to both the living room and dining area, and boasts granite counters, oversized island with breakfast bar, decorative backsplash, recessed and pendant lighting, closet pantry, and stainless appliances (included & all purchased w/i last 5 years). Primary suite is in the back, off the kitchen – ideal for privacy. Here you’ll enjoy a spacious bedroom w/tray ceiling (and brand-new ceiling fan), spacious ensuite bath w/shower and walk-in closet. Secondary bedrooms are large enough to accommodate desks, perfect for those studying from or work at home. Other notable features: (1) outside treatment ports for in-wall pest control system, and (2) ADT security system hardware which could be reactivated. Out back, you’ll appreciate having a screened lanai, and you’ll be delighted with the size of your backyard, fully fenced for privacy. Overall great location – you’re around the corner from the community’s pool, you’re in an A rated school district, you get to see the Disney fireworks EVERY NIGHT and can experience gorgeous sunsets from your front porch. You’re also only a mile from essential shopping/dining venues. And finally, a new park/play area is being built at the community’s entrance – perfect for young and old alike. You’ll love living here. Come see all that makes it so special.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,533 |
Total Monthly Payment | $3,319 | $3,316 | $4,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.