With a private, tranquil water and golf course view, this bright and airy villa-style condominium has its own entrance, a tiled foyer and a spacious great room with a vaulted ceiling, skylights and sliders to the Florida room that overlooks the pond. This home features two bedrooms each with an en-suite bath. The large loft area is ideal for an office. The eat-in kitchen has been upgraded with new cabinets, tile backsplashes and granite countertops and a new sink, which have also been upgraded in the baths. There is a convenient first floor half-bath, a large storage closet and an attached two-car garage. The first-floor bedroom suite has a walk-in closet, two vanities and a tub/shower with a new glass enclosure. The second bedroom suite is on the upper level and also has a walk-in closet, two vanities and a walk-in shower. The roof, windows and sliding door were replaced in 2017, the air conditioner was replaced in 2016, the water heater in 2022 and skylight shades were installed in 2024. This condominium is on a cul-de-sac in Spruce Creek Fly-In, a guard-gated community with 24/7 security onsite. Conveniently situated, you can explore local shopping, dining and entertainment options while enjoying the many community amenities. Spruce Creek Fly-In boasts 24-hour security staffing, golf-car friendly streets, on-site management, a public restaurant, hair salon and other business services, as well as a private 4, 000-foot paved runway with a GPS approach. There is a playground and several parks including a community owned dock on Spruce Creek waterway for fishing or launching canoes or kayaks. The optional country club offers various membership opportunities, complete with golf, tennis, pickleball, fitness, a pool and a private restaurant/bar. The monthly condominium fee covers building insurance, lawn care, maintenance/replacement of the roof, exterior repairs and painting, and a private pool for Fairway Chase residents and their guests. All measurements are approximate.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,400 | $286,400 | $286,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,904 | $2,456 |
Total Monthly Payment | $2,286 | $2,285 | $2,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.