Seller offering credit to buyer at closing, which can be used towards closing costs or buying down the interest rate. This stunning 3-bedroom, 3-bathroom split-entry home features a 2-car garage with an automatic opener, hardwood flooring, and central air conditioning. The living room includes a cozy gas fireplace, and there's convenient access to a pull-down attic for additional storage. Enjoy summer days in the 3-season porch with serene views of the backyard. The finished basement offers a bonus room that can be used as an office or playroom. The property has plenty of parking for family and friends, along with two sheds, a generator hookup, and garden space for outdoor activities. Other highlights include a 4-year-old roof, natural gas utilities, and soundproofing due to its proximity to the airport. A washer and dryer are conveniently located on the first floor. The property is vacant, as the seller has already moved out—easy to show at your convenience. Showings start today—schedule yours now!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $2,991 | $2,988 | $3,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.