Welcome to 5 Jessie Ln, a charming Craftsman-style Colonial cottage built in 2019, offering both timeless appeal and modern comfort. Known as "The Sea Apple, " this nearly new 2, 402-square-foot home features three spacious bedrooms, with the option to add a first-floor master suite. The heart of the home is the gorgeous kitchen, equipped with soft-close cabinets, full-extension drawers, granite countertops, and stainless steel appliances. A center island with a breakfast bar and pendant lighting creates the perfect space for casual dining and entertaining. Hardwood floors grace the main living areas, while the master suite impresses with a luxurious full bath featuring tile and granite finishes, along with a large walk-in closet. Bathrooms and the convenient laundry area are for easy living. Notable improvements include a whole-house generator for peace of mind, a black fenced-in backyard complete with a kids' playscape and swing set, and a 15-zone sprinkler system for easy lawn care. The bonus room above the garage offers additional space for a family room or home office. Relax and take in the serene views from your inviting country front porch, perfect for rocking chairs. Energy-efficient features include gas heating, central air, public water, and a septic system. With a two-car attached garage and a large country lot, this home blends style, practicality, and thoughtful upgrades.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.5 x 11.7 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.5 x 11.7 | Upper |
Dining Room | Combination Liv/Din Rm,Sliders,Wall/Wall Carpet | 15.0 x 11.0 | Main |
Kitchen | Breakfast Bar,Granite Counters,Island,Pantry | 14.4 x 11.9 | Main |
Living Room | Combination Liv/Din Rm | 14.4 x 20.9 | Main |
Living Room | 14.0 x 24.0 | Main | |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.4 x 17.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,115 |
Total Monthly Payment | $3,955 | $3,952 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.