Welcome to your dream home at 5452 St Regis Way in the desirable community of Port Orange, FL! This beautifully updated 3-bedroom, 2-bathroom home boasts a spacious 2-car garage and backs up to a serene preserve, providing privacy and a peaceful setting. Step inside to discover modern touches throughout, including new granite countertops in the kitchen (2023) and updated bathroom vanities and toilets (2022). Enjoy outdoor living at its finest with a brand-new screened room (14x26) with no-gnat screening, perfect for entertaining year-round. A new vinyl fence on two sides (2024) enhances the property’s charm and security. In addition to the main house, you’ll find a versatile cottage in the backyard. This space offers endless possibilities as a home office, workshop, or even an extra bedroom. The cottage interior is ready to be finished to suit your specific needs, making it a fantastic opportunity for customization. This home is designed for comfort and efficiency, featuring natural gas for the hot water heater and a dual-fuel system for the heater. Unwind in the nearly new 5-person hot tub, originally valued at $15, 000, which adds a touch of luxury to your backyard oasis. Additional highlights include plantation shutters, a laundry tub in the laundry room, and a flexible layout that accommodates a variety of lifestyles. Please note, the refrigerator in the garage does not convey. Don’t miss this opportunity to own a well-maintained, move-in ready home in a fantastic location. Schedule your private tour today! All information is intended to be accurate, however not guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,653 | $3,367 |
Total Monthly Payment | $3,062 | $2,958 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.