2022 BEAUTIFUL TWO BEDROOM 2 BATH HOME IN LILY LAKE! Not too many like this one! The home backs up to hole #1 AND has a view of beautiful Lily Lake! This home has an open concept Living-Dining-Kitchen arrangement. There is a trey ceiling in the living room, ceiling fan, windows overlooking hole #1, and sliding doors opening onto a lovely covered deck, PERFECT for entertaining, morning coffee or evening tea time! The dining area has a built-in china cabinet for storage and the ample kitchen has all up-graded Whirlpool appliances that include a range, microwave, and a side by side refrigerator as well as side by side freezer with an ice maker! There are ceiling fans throughout the home. A primary bedroom and bath was added to the one bedroom one bath home. The primary has two sets of opaque Barn Doors. One is a single door opening to the hallway and the other is a double opaque barn door opening into the added primary bathroom which houses a stack washer-dryer unit that conveys with the home. The primary bedroom, primary bathroom & deck are covered by a 14x38 ft composite panel roof. There is a carport and 8x10 utility shed with double doors (that could house a golf cart) also covered by a composite roof with 6" gutters with facia around the perimeter and downspouts. This home will be furnished and a list of furnishings will be provided by the owner. There is a golf cart that will not sell with the home but may be purchased separately.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,037 | $1,338 |
Total Monthly Payment | $1,209 | $1,208 | $1,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.