Presented byMargaret Wilcox Team |
This is not your traditional Griswold home, don't be fooled by the address. An absolutely charming and welcoming home filled with good energy and warm vibes. This colonial home features 4 bedrooms (potential 5th in the bonus room/office), 2 full bathrooms, a large flat and private back yard, along with public utilities. The first floor features hardwood floors - there is an inviting living room with wood burning fireplace and built in bookcase. There are 2 first floor bedrooms with an adjacent full bathroom. The kitchen has granite counters, a breakfast bar and dining area with sight lines to living and family rooms. Up the back stairs, there is a large bonus area, currently used as a teen suite with trundle beds, office area and TV area. Heading up the main stairs, there are 2 more bedrooms with a double-vanity full bathroom with a soaking shower tub. In the finished lower level there is a recreation area - great for gaming or play room, along with plenty of unfinished space for storage. The attached 2 car garage provides even more space for cars, bikes and more. Out back, there is a newer TREX deck overlooking the large, flat yard with mature trees. A garden shed attached to the home offers storage for gardening and lawn supplies. There is central air, as well as Public Water, Public Sewer and Natural Gas. Convenient location close to dining, shopping and highway. Hot water heater 2022. Upgraded 200 Amp electrical. Professionally painted 10/24. Newer Windows (2016)
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 16.0 x 11.0 | Upper | |
Bedroom 2 | Hardwood Floor | 8.0 x 12.0 | Main |
Bedroom 3 | Hardwood Floor | 12.0 x 11.0 | Main |
Dining Room | Ceiling Fan | 10.0 x 9.0 | Main |
Family Room | 16.0 x 11.0 | Main | |
Living Room | Fireplace,Wood Stove,Hardwood Floor | 12.0 x 21.0 | Main |
Office | 24.0 x 16.0 | Other | |
Primary Bedroom | Ceiling Fan | 16.0 x 18.0 | Upper |
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NMLS Mortgage Loan Originator ID 49042
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,900 |
Total Monthly Payment | $3,027 | $3,025 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.