37 Mud Point North, Alburgh, VT, 05440 | $289,000

Discover this perfect lakeside retreat at 37 Mud Point North, featuring two charming lots. Lot 1 offers a cozy lean-to and shed, while Lot 2 showcases a rustic chic lakefront camp. Nestled away from the road, both lots provide ultimate privacy alongside stunning lake frontage—50 feet for Lot 1 and 60 feet for Lot 2, totaling an impressive 110 feet. The inviting camp includes a comfortable bedroom and a well-appointed bathroom, plus a bonus bunk room with space for two bunk beds—ideal for hosting family and friends. Step outside to a spacious front yard that leads directly to the shimmering waters of Lake Champlain. Enjoy morning coffee on the lovely front porch, soak in picturesque views, and gather around a cozy fire in the evenings to share stories under the stars. Large windows throughout the camp allow for breathtaking sunrises and sunsets, enhancing the tranquil atmosphere. With the bonus lot, complete with a septic system, the possibilities for expansion are endless. Whether you seek adventure on the lake or a peaceful escape in nature, this delightful home is a sanctuary for creating unforgettable memories.

Features

  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 three-quarter
  • Style: Cottage/Camp
  • Year Built: 1965
  • Heating: Direct Vent
  • Cooling: Other
  • Approx Sq. Feet: 432
  • Acreage: 0.5
  • Est. Taxes: $5,093
  • Lot Desc: Lake Access,Lake Frontage,Lake View,Waterfront
  • Water Front: Yes
  • MLS#: 5019892
  • Website: https://www.raveis.com
    /prop/5019892/37mudpointnorth_alburgh_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Nancy Jenkins Real Estate   Phone: 802-846-4888
Listing Agent: The Nancy Jenkins Team

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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37 Mud Point North, Alburgh, VT, 05440

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.879% 7.159% 6.276%
Monthly Tax Payment $424 $424 $424
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,597 $1,537 $1,950
Total Monthly Payment $2,096 $2,036 $2,449

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.