Presented byMargaret Wilcox Team |
Discover your dream home in the desirable Amston Lake community, just a short walk from your own private beaches! This stunning custom-built Cape, constructed in 2009, seamlessly blends modern design with inviting charm. The home instantly welcomes you with an open & versatile layout, 9' ceilings & hwd floors throughout. The heart of the home is the updated kitchen, complete w/ an oversized island that serves as the perfect gathering space. Main floorplan is an entertainer's dream with an open kitchen, dining, & living area featuring gas fp, wet bar & a wine cooler. Primary suite includes a spacious walk-in closet, full bath & a convenient nearby laundry location. On the opposite side, a 2nd bedroom and updated full bath provide further comfort & privacy. Upper level features a generous loft, another full bath, and the 3rd bedroom. Lower level doesn't disappoint with a finished rec room, private workshop, tons of storage & dbl door access to side patio. Additional benefits include underground propane tank, 3 zone heating, tankless wh, c/air. . . Step outside to a Trex deck overlooking a serene backyard, complete with a fenced-in garden- perfect for gardening enthusiasts. Amston Lake is known for its pristine waters & a welcoming community atmosphere, free from gas motors. Residents enjoy 2 private beaches and 7 right-of-ways, making it the ideal setting for summer activities by the water. This property is a rare gem that perfectly combines modern living w/ tranquil lake life.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | 11.0 x 14.0 | Main |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 13.0 x 14.0 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 12.0 x 10.0 | Main |
Kitchen | Remodeled,9 ft+ Ceilings,French Doors,Island,Pantry,Hardwood Floor | 12.0 x 20.0 | Main |
Living Room | 9 ft+ Ceilings,Wet Bar,Gas Log Fireplace,Hardwood Floor | 20.0 x 15.0 | Main |
Loft | Ceiling Fan,Wall/Wall Carpet | 34.0 x 19.0 | Upper |
Primary Bedroom | 9 ft+ Ceilings,Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 13.0 x 16.0 | Main |
Rec/Play Room | Dry Bar,Laminate Floor | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,805 | $3,802 | $4,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.