This bank-owned, ranch-style home presents an excellent opportunity for investors or owner-occupants looking to personalize and add value. The home features two bedrooms, one bathroom, and a cozy living space with a fireplace. With central air conditioning, a two-car attached garage, and a full basement, this property offers both comfort and convenience. The . 25-acre lot with mature trees provides a private, shaded yard perfect for outdoor activities. Whether you're looking to flip the property, rent it out, or move in and make it your own, this home has strong potential in a desirable location. New Haven is a vibrant city known for its rich history and cultural offerings. As home to Yale University, the area boasts a variety of recreational activities, famous for its diverse food scene. This lively and historic area perfectly balances city living and outdoor recreation. **REO Occupied - NO VIEWINGS or ACCESS of this property. Drive by only - there are no interior photos**Please DO NOT DISTURB the occupant(s). ** All potential Buyers are requested to check with the City, County, Zoning, Tax, Schools, and other records to determine all details on this property listed above to their satisfaction. The Buyer is responsible for performing their due diligence before bidding, as the high bidder will receive an "AS-IS" CASH-ONLY contract with no contingencies, inspections, or warranties. **
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,160 | $250,160 | $250,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,664 | $1,663 | $2,110 |
Total Monthly Payment | $2,161 | $2,160 | $2,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.