Traditional 1950's style cape w/versatile floor-plan is located just a short walk to parks and easy access to shopping. Well maintained and MOVE IN ready. Original woodwork throughout including gleaming hardwood floors; built-ins. Large eat-in kitchen with ample cabinets; granite counters. Vintage retro stove is fully functional and adds to all the charm. First floor boasts a full bath; One OR two bedrooms (one very suitable as office/den currently used as piano room). Second floor is fully dedicated to a primary bedroom suite complete with walk-in closet; a bathroom that features large walk-in tiled shower plus soaking Jacuzzi tub (photos coming soon!). Fenced in yard w/detached garage and carport. Lots of basement storage. This is a must see HOME that will not disappoint. Showings start Tues. Oct. 29, 2024
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,366 | $3,002 |
Total Monthly Payment | $2,985 | $2,983 | $3,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.