Excellent location for this raised ranch! This 3/4-bedroom, 3 full bath home. Has many updates: new roof, replacement windows, new appliances and freshly painted. Town water and sewer. Large 2-car garage. Enjoy an eat-in kitchen, a dining room that flows into the living room with hardwood floors throughout. Sliders provide access onto an enclosed deck and a large open deck perfect for outdoor dining and entertainment. Downstairs would make a possible in-law apartment. The largest room has a fire place, features a large family room with stand-up shower, an additional room that can be an office, playroom or 4th bedroom laundry room connects to the two-car garage. This home is close to everything: shopping, restaurants, a short walk to South/ Main Street. Nearby to medical facilities, interstate roads and train service to the city. Excellent location for this raised ranch! This 3/4-bedroom, 3 full bath home. Has many updates: new roof, replacement windows, new appliances and freshly painted. Town water and sewer. Large 2-car garage. Enjoy an eat-in kitchen, a dining room that flows into the living room with hardwood floors throughout. Sliders provide access onto an enclosed deck and a large open deck perfect for outdoor dining and entertainment. Downstairs would make a possible in-law apartment. The largest room has a fire place, features a large family room with stand-up shower, an additional room that can be an office, playroom or 4th bedroom laundry room connects to the two-car garage. This home is close to everything: shopping, restaurants, a short walk to South/ Main Street. Nearby to medical facilities, interstate roads and train service to the city.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.5 x 13.5 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 11.4 | Main |
Dining Room | Hardwood Floor | 10.4 x 13.6 | Main |
Kitchen | Double-Sink,Eating Space,Vinyl Floor | 12.0 x 13.5 | Main |
Living Room | Hardwood Floor | 13.4 x 15.9 | Main |
Living Room | Wall/Wall Carpet | 14.0 x 18.0 | Lower |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 13.5 x 14.0 | Main |
Study | Wall/Wall Carpet | 9.0 x 11.0 | Lower |
Sun Room | Sliders,Wall/Wall Carpet | 11.7 x 12.9 | Main |
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NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,706 | $3,434 |
Total Monthly Payment | $3,374 | $3,371 | $4,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.