Welcome to this wonderful 2 family home located on a great corner lot. Each unit has 2 bedrooms and a sun-filled, versatile floor plan. The spacious first floor apartment consists of a newer fully applianced eat-in-kitchen, full bath, lots of storage space, hardwood and tile floors, built-ins and French doors leading to a great deck. First floor also provides access to the full basement for laundry and extra storage. The second floor also has newer fully applianced kitchen, 3/4 bath, hardwood and tile flooring, plenty of storage and washer/dryer in the unit. Enjoy the wonderful sunset views while sitting on the back deck. Entering the front entrance off the quaint front porch you will find a beautiful original staircase. This beautiful 2 family offers you a private patio area and beautiful lot with irrigation! City water, sewer, natural gas and vinyl siding complete this easy to care for home. Large 2 stall detached garage and plenty of off-street parking. Nice residential setting yet close to everything.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $390,400 | $390,400 | $390,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,663 | $2,595 | $3,292 |
Total Monthly Payment | $3,234 | $3,166 | $3,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.