Nestled in the heart of the picturesque Spencer Creek neighborhood, this single-story gem offers the epitome of modern living. Boasting 4 bedrooms, 3 bathrooms, PLUS a flex room and 2557 sq ft of luxurious space, it's a home designed for comfort and convenience. The allure of its 2021 craftsman style build is only outmatched by the gorgeous pond view that graces the backyard, a daily reminder of the tranquility awaiting you.
Step inside to discover a spacious open floor plan, perfect for both intimate family moments and grand entertaining. The kitchen, with its gleaming granite countertops and an expansive island, is a culinary dream. Enhanced with abundant natural and upgraded lighting, each room in the home is beautifully illuminated, highlighting the interior elegance. The screened-in and extended patio provides a seamless transition to outdoor living, inviting relaxation and leisure. The master suite features a walk-in closet, a luxurious ensuite bath with dual vanities, a walk-in shower, and a private water closet, ensuring a private oasis for the homeowners. One bedroom can double as a second master or in-law suite, adding versatility to this stunning residence. Not to mention the flex room, make this space your own as an office, playroom, or even a 5TH bedroom!
Adorned with a gorgeous craftsman style exterior, complete with stone accents and beautiful landscaping, this home is as charming on the outside as it is on the inside. Plus, it comes equipped with safety and convenience features including a ring doorbell and camera, storm shutters, and an electric panel featuring a transfer switch, allowing you to plug a generator directly in, providing peace of mind.
With low HOA fees and a neighborhood clubhouse, playground, and pool, Spencer Creek is a community that offers the perfect blend of convenience and luxury. And with close access to top-rated schools, shopping, and dining, everything you need is right at your doorstep. Welcome to your new address, where the home and the lifestyle are equally enchanting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,481 | $2,387 | $3,029 |
Total Monthly Payment | $3,314 | $3,220 | $3,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.