Curb appeal and charm – this house has it all. Prepare to start the next chapter in your life in this tastefully remodeled, 2-bedroom ranch that can be yours just in time for the holidays. Located less than a mile from the Wilbraham line, this home is sure to impress. The layout is traditional and enhanced by the abundance of natural lighting pouring into the home thru the picture windows in the living room and kitchen. Off the kitchen, a breezeway offers seamless access to an oversized 2-car garage with an additional room in the back, perfect for extra storage or a workshop. Step outside the breezeway into the spacious yard equipped with a paver patio, ideal for outdoor entertaining or simply enjoying the tranquil surroundings. The private yard abuts conservation land, offering a peaceful retreat with nature right at your doorstep. The basement has a bonus 400 square foot finished room that can be used however the new homeowner desires. This home is move-in ready and a must-see!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 10.0 x 13.0 | First |
Dining Room | Ceiling Fan(s), Flooring - Vinyl, Lighting - Overhead | 14.0 x 6.0 | Main,First |
Kitchen | Flooring - Vinyl, Lighting - Pendant, Lighting - Overhead | 14.0 x 6.0 | Main,First |
Living Room | Closet, Flooring - Hardwood, Window(s) - Picture, Exterior Access, Lighting - Overhead | 11.0 x 19.0 | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 12.0 x 10.0 | First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,826 | $1,824 | $2,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.