Welcome Home to the Florida Lifestyle in this beautiful two bedroom/two bath villa in the Villas II in Lakeland. This remodeled home is located in the highly desirable South Lakeland 55+ community Villas II. You will be centrally located with shopping, banks, grocery stores
and medical offices just minutes away. Quickly get on the Polk Parkway taking you to I-4 going West or East. You will have plenty to do with access to a clubhouse, community pool with spa, a fenced in dog walk, shuffleboard and tennis courts/pickleball courts. The pool, guest parking, clubhouse, tennis courts, shuffleboard and mailboxes are all located directly in front of the home. Making your enjoyment of the community features that much easier to take advantage of! Your HOA fee provides amenities such as WIFI, cable, water and lawncare. The inside has been freshly painted. This villa has new, easy to care for vinyl plank flooring throughout except new carpeting in the two bedrooms. The cooks in the family will enjoy the kitchen's new stainless steel appliances. There is a breakfast bar to enjoy your morning coffee. The floorplan gives you a spacious living room, dining room and a separate inside laundry room. From the dining room you have french doors that lead into the covered screened patio. The primary bedroom has a walk-in closet. New light fixtures have been installed and there are updated windows. Make an appointment to see this villa and start living the care free Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$253,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $202,400 | $202,400 | $202,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $211 | $211 | $211 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,398 | $1,345 | $1,707 |
Total Monthly Payment | $1,684 | $1,631 | $1,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.