Welcome to 123 Tracy Drive, a beautifully maintained colonial nestled in a peaceful neighborhood of Vernon, CT. This charming home features 3 spacious bedrooms and 2 full bathrooms perfect for families or those looking for extra space. As you enter, you'll be greeted by a bright and airy living room with large windows, offering plenty of natural light. A bright and open floor plan featuring hardwood floors, a formal dining room and a kitchen is equipped with ample cabinet space, making it perfect for preparing family meals and entertaining guests. The main floor boasts a large master suite complete with a private bathroom and generous closet space, along with two additional bedrooms. The finished basement features a versatile space for a home office, gym, or playroom. Step outside to your expansive backyard perfect for gatherings. You'll find a private backyard and a well maintained lawn, perfect for gardening, entertaining and play. Accompanied by a large deck perfect for summer barbecues and outdoor fun. The attached two-car garage provides plenty of storage, and the home is located just minutes from local parks, schools, shopping, and easy access to major highways. Don't miss out on this gem!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,754 | $2,263 |
Total Monthly Payment | $2,313 | $2,311 | $2,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.