Under contract-accepting backup offers. Literally… ‘Just bring your Toothbrush’ to this amazing 3 Bedroom, 2 Bath, TOTALLY FURNISHED and BEAUTIFULLY APPOINTED home which has been impeccably maintained and updated! Your dream retirement and active lifestyle is waiting for you in SPRUCE CREEK SOUTH, a 24-hour Guard Gated, Golf Community, just a short Golf Cart ride to Spanish Springs Square at The Villages. The Holly Model, on a . 26 acre oversized lot, has 1, 450 sq ft and also boasts a bright, Air Conditioned, Bonus Florida Room, adding an additional 240 sq feet of relaxed living. Home features a New Roof in 2020; a Bryant 2. 5 ton, 16 Seer Air Conditioning System in 2021; Hot Water Heater in 2021; Total Home Replumb in 2021; Complete Kitchen remodel with new appliances in 2023; and new Gutters in 2022. Enjoy your morning coffee on the beautiful front Patio under the remote-controlled Extendable Awning. Bright and sunny Living, Kitchen and Dining open areas welcome you into the home where all windows have Plantation Shutters! Your guests will feel included sitting at the Center Island while any cook will enjoy entertaining from the completely remodeled Kitchen with new appliances. Enjoy ballgames with friends in the large Florida Room while grilling just outside in a 12x12 Screened Patio. The Primary Bedroom includes a large walk-in closet, ensuite Bath with Glass-Enclosed walk-in Shower as well as a Tower Cabinet for storage. The split plan home’s Second and Third Bedrooms share a lovely Bath with a tiled Tub with Shower. The Laundry Room is located inside the home with another Tower Cabinet for storage. Garage includes stand-alone 6-foot-tall cabinets with doors as well as Privacy Screen Sliding Doors allowing air flow. The 25, 000 square foot Spruce Creek South Community Center and Clubhouse features a large, heated outdoor pool and spa, gym, saunas, dance and exercise classes, social activities, billiards, library, and card room. The Community Area features newly resurfaced tennis and pickleball courts, as well as areas for volleyball, bocce and horseshoes. Also available to residents are year-round Travel and Intramural Men and Women’s Softball Leagues, Air Gun Shooting Range, many Social Clubs and so much more! Golf Cart access to shopping, physicians, pharmacies and restaurants. Come enjoy the retirement lifestyle you’ve worked so hard for here in SPRUCE CREEK SOUTH.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,946 | $1,945 | $2,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.