No HOA, no flood zone. This is a great opportunity to own a home in downtown Bradenton. As you walk in, you are welcomed by bright natural light from the front window. The original fireplace sets the tone of comfort. The roof was installed in April 2024. Brand new hurricane impact windows installed July 2024. The kitchen has a gorgeous, tiled backsplash complimented with soft close cabinets and a quartz countertop, perfectly matched together giving the home a luxurious touch! The bathrooms have tile installed all the way up the wall to the ceiling in the showers. All bedrooms are of nice size. The home was finished with fresh paint inside and outside! The porch has brand new screens and newly installed pressure treated wood for support. New water heater, all plumbing and electric are up to code. All appliances convey with the sale including the stackable washer & dryer. The home even has two cellar doors that boasts an area for storage. Engineered plans of the home are available for your record. Plenty of restaurants and entertainment close by. The Twin Dolphin Marina is just blocks away. And it's a short drive to Bradenton Beach and Anna Maria Island. Schedule a walk through, 24 hours' notice!
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,741 | $1,675 | $2,125 |
Total Monthly Payment | $1,939 | $1,873 | $2,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.