PERFECT FOR A MOTHER-IN-LAW SUITE, SNOWBIRD OR INCOME PROPERTY. Beautiful solid block home located in the charming city of Gulfport. This 3 bedroom 2 full bath corner lot home is located in a NON FLOOD ZONE X and survived the hurricanes well. There are so many possibilities with this layout. Front half of the home is 2 bedroom 1 bath and the back half is 1 bedroom, 1 bath with a beautiful kitchenette. Both areas are separated with a laundry room in between. Great for a family with a private suite in the back for mom and dad or living in the front and letting the back half become a mother-in-law suite or a rental. The primary bedroom ensuite bathroom has a beautiful walk in beach entry shower with glass and stone walls. This home has high end hurricane impact windows and doors…including the sliders off the back bedroom. New addition is only 4 years old. Updated kitchenette with newer soft close cabinets, granite counter tops and stainless steel appliances. You’ll love the private courtyard off the laundry room and the private court yard/garden off the back bedroom/suite. All completely enclosed by PVC Vinyl fencing. Rare in Gulfport, oversized 1 car garaged space that could easily be converted to more living area if needed. All electrical has been updated including the main panel that resides in the garage. The oversized hot water heater is a hybrid which can heat the water from drawing the heat out of the air. Gulfport is a beautiful city that has become the place for many to call home with its unique charm and a community always there to help. Close to major airports and minutes away from the ever growing and beautiful city of St. Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,834 |
Total Monthly Payment | $3,504 | $3,501 | $4,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.