HIGH and DRY in BARDMOOR! NO FLOOD ZONE! Enjoy the country club life in the highly sought after Bardmoor/Bayou Club golf course community which now includes Pinellas County’s largest PICKLEBALL CENTER! The community is beautifully maintained with loads of sidewalks for walking or biking, a crystal blue pool and hot tub are at the center of the complex and a state-of-the-art YMCA was recently built across the street from the community for your active lifestyle. This two-story footprint is limited to only one per building in the complex and rarely comes on the market. Enjoy the newly remodeled kitchen (2023) which boasts stainless steel appliances, breakfast bar, pantry with commercial shelving, and an oversized cast iron sink. Stunning natural Italian Dolomite countertops and counter to ceiling backsplashes complete the kitchen for a sophisticated feel. Wide plank wood-grain porcelain tile flooring throughout the downstairs lends itself to any décor. The spacious living room has a 16’ x 18’ floor plan, wood burning fireplace, and vaulted ceiling. Bedrooms are located upstairs, each with their own walk-in closet. Enjoy views of your private courtyard from the kitchen, dining room, and the primary bedroom’s balcony. There are two updated full baths – one on each floor for added convenience. This unit also contains a Speed Queen Professional Series stackable laundry unit, recently updated AC and water heater (2023), ceiling fans, updated lighting and hidden storage under the stairs. Enjoy Publix, Starbucks, Panera, and many other shops and eateries next door at the Bardmoor Plaza. This mid-county location allows easy access to I-275 and the beaches. This community is located in Flood Zone X and received NO FLOODING during the recent storms. All utilities are located underground as well. This complex is EXEMPT FROM THE STATE OF FLORIDA’S MANDATORY CONDOMINIUM LANDMARK MILESTONE STRUCTURAL AND RESERVE STUDY. Don’t miss this opportunity to live the country club lifestyle. Not 55+ Small pets ok!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,863 | $1,862 | $2,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.