Under contract-accepting backup offers. High & dry with a BRAND NEW ROOF as of Oct 2024! Discover the ideal fusion of historic elegance and modern amenities in this absolutely fabulous 3 bedroom 3 bath bungalow. Located on a prime DOUBLE corner lot in St. Petersburg, this home truly has it all. Gorgeous restored hardwood floors combined with unique Saltillo tile add a distinct twist to the classic bungalow style. The home has been recently repainted inside and out, with most stainless steel appliances recently replaced. The spacious layout offers incredible flexibility, as this home could operate as the typical single family home OR utilize the two somewhat separate halves for a variety of other avenues. The first level features two spare bedrooms and two beautifully remodeled bathrooms, both updated within the last two years. These bathrooms boast modern fixtures, stylish tiling, and high-quality finishes, ensuring a comfortable and contemporary experience. The second level boasts a primary suite featuring a huge bedroom, walk-in closet, and a stunning walk-in shower, offering immense privacy. This unique layout provides endless possibilities for multi-generational living or a private retreat within the home. Two living areas provide ample space for relaxation and entertainment, and the huge wooden deck in the backyard is perfect for hosting gatherings and enjoying the outdoors. The expansive double lot offers plenty of room for outdoor activities, gardening, or even adding a pool to create your own tropical oasis. Additional amenities include a carport that provides protection for your vehicles, fence with vehicle gate, and a large shed equipped with a garage door, offering plenty of storage options. The expansive backyard is a blank canvas waiting to be transformed into your very own tropical oasis. This property is ready to be your dream home, so make a point to see it today!
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$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,318 |
Total Monthly Payment | $4,263 | $4,260 | $5,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.