Welcome to this charming, income producing, 2-bed, 2-bath home with a custom studio apartment built in 2015, all on . 25-acres. This property combines charm, convenience and strong rental history! Entering through the back door, you’ll find built-in storage and a full bathroom nearby. The kitchen and dining room flow together seamlessly, with the living room at the front of the home. An opening between the kitchen and living room allows the natural light to fill the main level, inviting the spaces to join. From the living room, you can step onto the front porch or head upstairs. At the top of the stairs is the ¾ bathroom and the bonus room directly ahead, overlooking the backyard. Two bedrooms finish this level, with the primary featuring a newly built walk-in closet. A detached, fully insulated 2-car garage houses the stunning energy efficient studio apartment above. No detail was missed in the design of this space, from the exposed beams to the custom furniture. Equipped with full-size appliances, a heat pump and it's own washer & dryer, this apartment has it all and provides excellent rental income! Adjacent to the studio is a small room with its own entry, perfect for a home office as it utilizes the heat pump and internet connection. Outside enjoy a private fenced-in patio area with custom masonry, an open yard and a fenced in garden. Only a 20 minute walk to Winooski Circle, 10 minute walk to Landry Park and a 20 minute bike ride to Burlington! Showings begin 10/27/2024
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,526 | $3,205 |
Total Monthly Payment | $3,188 | $3,089 | $3,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.