YOU STILL HAVE TIME time to secure your valuable 2025 Homestead Exemption on this beautiful town home in Clayton Crossing, one of Seminole County’s most desirable and well managed gated communities. This well maintained town home features 1, 502 square feet of living space with three bedrooms upstairs and a bright and open downstairs floor plan. The kitchen features 42-inch cabinets, granite countertops and matching stainless appliances. The upstairs master suite boasts a large bathroom with walk-in shower and dual vanity and there is plenty of closet space throughout. The laundry is located conveniently upstairs and includes both front-loading washer and dryer. The garage features ample additional storage and there is always lots of available curbside parking. This town home offers the perfect balance of suburban comfort with easy access to everything in Central Florida. Take advantage of all the nearby shopping in Winter Park or hop onto the 417 Expressway and be only minutes away from the Orlando attractions. The outdoors enthusiast will enjoy walking, jogging or bicycling on the Cross Seminole Trail. The nearby Seminole County schools are rated among the very best in Florida. The HOA has just completed a $1. 9 million comprehensive community-wide renovation initiative including a major upgrading of the community’s resort-style pool. This town home was purchased brand new by the current owner-occupant whose upgrades have included a comfortable screened-in rear patio and brand new luxury vinyl flooring on the stairs and in all the bedrooms and upstairs hallways. Needless to say, the home is in excellent condition and ready to welcome a new family of residents. Make your deal today so you can close by December 31 and lock in your Homestead Exemption!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,201 | $2,199 | $2,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.