Welcome to this delightful 5-bedroom, 2. 5-bath, 2-car garage home situated in the desirable Lake Forest subdivision of Lutz, just off Bruce B. Downs Blvd. Offering 1, 985 square feet of heated living space across two stories, this 1978-built home seamlessly combines timeless charm with modern enhancements. A spacious front porch, featuring pavers, brick columns, and a lovely pony wall, sets the tone as you approach the front door. Inside, Bamboo flooring flows throughout the first floor, adding warmth and elegance. Off the foyer, French doors lead to the fourth bedroom, which is also ideal as a guest room or home office. It is conveniently located next to a half bath with a pedestal sink. Across from the foyer, you’ll find a handy linen closet. The living room is down the foyer hallway and leads to the family room, complete with a fireplace, which provides a cozy retreat, with double sliding glass doors that lead to the lanai and your very own outdoor oasis. The kitchen, with its tile floors, is a culinary haven, offering granite countertops, wood cabinets with crown molding, and stainless-steel appliances, including a smooth-top range, microwave, side-by-side refrigerator, and dishwasher. The kitchen seamlessly connects to the dining room, perfect for casual or formal dining. The primary suite, also on the first floor, opens directly to the pool deck through sliding glass doors and features an ensuite bath with a tub-shower combo and sleek tile surround. Upstairs, a wide staircase leads to a generous loft/bonus room, along with three additional bedrooms, ample closet space, and a full bath featuring a granite-topped vanity and a fully tiled shower. Recent upgrades include impact-resistant hurricane windows and sliding glass doors (2018), a new Trane A/C unit (2023), and a new pool pump (2024). The screened outdoor area is perfect for entertaining, boasting a large chlorinated pool, spa, and a low-maintenance artificial turf yard (2023), all within a fully fenced backyard with a newly installed fence (2022). The two-car garage also hosts the laundry area. Lake Forest offers a tranquil, park-like atmosphere with a clubhouse, pool, tennis and pickleball courts, basketball courts, and scenic lakeside views. With its convenient location near shopping, dining, golf, USF, Moffitt Cancer Center, Advent Health, and major highways, this home provides easy access to all that Tampa Bay has to offer. Don’t miss out—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $2,868 | $2,866 | $3,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.