Experience the perfect blend of luxury and waterfront living in this lovely two-story colonial-style, pool home. Walk in to an oversized living room along side the office/4th bedroom, the kitchen and a spacious family room with a wood burning fireplace overlooking the beautiful water view. The fourth bedroom on the ground level can serve as a formal dining room, bedroom or office. There is a full bath with tub on the first floor. Boasting four spacious bedrooms and three bathrooms, this property features an oversized primary suite on the second floor with hard wood floors throughout, offering breathtaking views of both the canal and the beautiful neighborhood, an en-suite bathroom with a walk in shower and plenty of closet space. There are 2 other nice sized bedrooms on the 2nd level, also with hard wood floors and a hall bath with tub. This is the perfect family home! Waterfront Access: A boaters' dream with deep water, no fixed bridges, and easy access to the Gulf of Mexico. Large 13x20 boat dock with underwater dock lights, 2 dedicated boats lifts, 10, 000 lbs and 4, 000 lbs. New boat cradle, bunk and I beams. Deep water perfect for accommodating your sailboat. Enjoy the large 18x32 pool with spa, surrounded by an expansive patio adorned with pavers and landscaping. A new pool pump was installed post Hurricane Milton. Relax in the serene ambiance on the 11x35 covered patio with your morning coffee or your glass of wine in the evenings. The expansive yard boasts plenty of room for the kids and pups to run around and play, splash in the pool, or fish off the dock. The Oversized 2 car garage has extra space for the tinkering type with a built in workshop. Need to store your boat trailer or RV? No problem you can store both here! Fenced yard with double gates large enough to park a RV or boat/trailer on both sides of house, with camper and generator outlets on both sides. There is a pool storage room for the equipment and extra storage. The property has a reclaimed water sprinkler system. The tankless instant hot water heater ensures efficiency and comfort. New siding installed on entire house prior to storms still in perfect condition! Hurricane shutters for all lower windows. This in a Prime Location! Nestled in the sought-after Yacht Club Estates, just minutes from the stunning Treasure Island beaches, vibrant downtown St. Petersburg, and all the local conveniences. The upstairs is move-in-ready. The first level was promptly remediated post the hurricanes so it is all set for you to design your dream home. Brand new AC installed 10/22/2024. New anchors installed to support seawall, post Hurricane Milton by Olson Marine Services. Seawall does need to be replaced. Don’t miss out on this rare opportunity to own a piece of paradise! Contact us today to schedule a viewing. Sold as-is for the convenience of the sellers. Seller is selling subject property at a discount due to flood damage, and hereby keeps right title and interests to pending claim(s). The Buyers purchase price is at a reduced market value due to flooding damage caused by Hurricane Helene and the purchase price includes affected property loss value. Sold strictly as-is, with no inspection contingencies. Cash buyers only—no wholesalers, assignable contracts, or subject-to offers.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $688 | $688 | $688 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,915 | $7,005 | $9,408 |
Total Monthly Payment | $7,728 | $7,818 | $10,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.