This property is being sold along with 6032 Creek Road creating one of the most beautiful 1. 36 acre homesites imaginable, adorned with Live Oak trees & a huge assortment of fruit, fig & pecan trees. This home has been lovingly renovated with new Hardi board siding, new windows, a new roof, new insulation & adding to the curb appeal is the newly added 326 square foot front deck. Inside, the original oak wood flooring has been restored, new luxury vinyl plank flooring added throughout the other living areas & new tile flooring added to the completely renovated kitchen & baths. Downstairs, there is a newly added master suite & separate den. In addition to the 2, 100 square feet of living space, the heated & cooled Carolina room adds an additional 384 square feet of year round enjoyment. This sale also includes the 0. 436 acre homesite behind the house, 6032 Creek Road, R100 027 00A 0106 0000, LOT 22-D BROAD RIVER BLUFF #BKN753. Total 2024 property taxes are $3, 361. 22 for the 6028 Creek Road & $813. 62 for 6032 Creek Road. The purchaser of this property also has the option of purchasing 6034 Creek Road, an additional 0. 436 acre homesite for a reduced price of $50, 000. 00 which would be a total of 1. 8 acres for all 3 parcels. This home offers 2 living spaces, a large eat-in kitchen, 4 bedrooms, 2 1/2 bathrooms, plus a heated & cooled Carolina room adding an additional 384 heated sq. feet of living space to the home. One of Beaufort's finest cabinet & trim carpenters completed the stunning new kitchen with stainless appliances & quartz countertops along with new trim throughout & completely updated baths. There is an attached 2 bay garage with freshly epoxied floors, a storage closet & a newly renovated laundry room with a washer/dryer that will convey. There is also a 2 bay carport attached to the garage. The house is nestled on a corner, double lot & the additional lot creates the most beautiful back yard you could imagine. The property boasts Live Oak trees right out of a Southern dream along with 4 types of fig trees, 7 pecan trees, 3 orange trees, 2 pear trees, a pomegranate tree, lime & lemon trees, blueberry trees & a grape vineyard. Outside, you will also love the large shed with electricity, the inviting fire pit, the outdoor swing, the chicken house & an outdoor carport to protect your lawn mower, tractor or a small boat. There are no HOA dues in this community and flood insurance is not required. You are minutes away from the Broad River Bridge for an easy commute to the Bluffton or Savannah areas. This location is also a short commute to MCAS Beaufort, Parris Island & Naval Hospital Beaufort.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,284 |
Total Monthly Payment | $3,820 | $3,816 | $4,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.