Welcome to 19 West Drive, a charming colonial home in the heart of Bay Shore, offering the perfect blend of location, lifestyle, and historical charm. Built in 1922, this classic residence boasts timeless artisan craftsmanship of a bygone era including hardwood floors, moldings and staircase banister artfully constructed by a master-craftsman. The inviting front porch is perfect for morning coffee or evening relaxation. Step inside to an enduring and seamless designed floorplan with a well-appointed formal living with adjoining den/sunroom. The eat in kitchen and adjoining formal dining room offers the perfect place for gatherings, and as a bonus you will find a mudroom/laundry room off the kitchen with door to the backyard as well as a half bath. The second floor is highlighted by a large primary bedroom suite, complete with an adjoining versatile sitting room that can easily serve as a third bedroom, or home office. Another full bedroom and a full bath complete this level. The unfinished basement with Bilco doors provides additional storage or potential for future finishing. The property includes a large detached two-car garage with an attached workshop, ideal for car enthusiasts or hobbyists. The expansive side yard is a gardener's dream or a fantastic space for outdoor entertaining. Enjoy the convenience of being just minutes from the vibrant downtown Bay Shore, where award-winning restaurants, boutique shopping, and entertainment options await on Main Street. For those commuting to the city, the nearby Bay Shore train station provides easy access to NYC, making this home an ideal choice for professionals seeking suburban tranquility with urban convenience. Nature enthusiasts will appreciate the quick access to Robert Moses Beach and the Fire Island Ferries, perfect for weekend getaways or a relaxing day by the ocean. This prime location truly offers it all-an unparalleled lifestyle close to everything you love. Don't miss the opportunity to own this beautiful home in a sought-after location, offering a lifestyle that truly has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $824 | $824 | $824 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,577 | $3,575 | $4,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.