This Beautiful Colonial sits on a large corner lot and was expanded in 2015. The home features 4 Bedrooms with custom built closets, 2 Full Bathrooms, an Immaculate Eat-in-Kitchen with granite counter tops, Living Room/Formal Dining Room, Sitting Area, with hardwood floors throughout. Off of the Kitchen is a Bonus Room with a Wood Burning Stove, a great deal of storage and Sliding Glass Doors to the Patio. Partially Finished Basement with room for exercise equipment and plenty of storage. New Washer and Dryer were purchased in 2021. This home has multi-zone ductless system that was installed in 2019, wired timers for outside lighting, Navient System installed in 2017 and Stone front face of the home that was completed in 2017. In addition the backyard is fully fenced in with pavers. In Ground Sprinklers were installed in 2023 as well as replaced AC lines. This home is in walking distance to the LIRR, Parks, Restaurants, and Shopping as well as being close to Jones Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$865,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $692,000 | $692,000 | $692,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,038 | $4,431 | $5,886 |
Total Monthly Payment | $5,348 | $5,741 | $7,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.