Interior pics to come. Huge (56x26) 4BR Raised Ranch with traditional layout. 1440 SF all on main level. 1 full bath and 2 half baths (one half bath in LL and one in the Primary BR). Clean and the hardwood floors throughout (except for kit and bths) have just been refinished. New interior doors, New Roof 8/2024 including most of the roof sheathing. New garage doors 10/24 & Opener/Motors & remotes. (3) New Bath Vanities and Toilets. Front deck freshly painted and there is also a rear deck off the dining area to the very large rear yard. Exterior has just been power washed. Neatly landscaped. The lower level is unfinished except for the half bath with laundry hookups. However the LL is heated/cooled and has been freshly painted including the concrete floor. To complete the finish in the future would add substantial additional SF to the finished 1440SF. Complete Septic system was replaced approximately in 2003. Peaceful country location, tucked away on a short Cul-de-sac street, yet only a minute to the intersection of 6 & 66. Minutes to beautiful Columbia Lake for town residents, 2 state rail-trails and other trails, parks, and facilities offered by the Town Rec Dept. Minutes to shopping, Stop & Shop, BJ's, ECSC, UCONN, Walmart, Home Depot and more. One owner. Move right in and add your own personal touches.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Dining Room | Main | |
Family Room | Concrete Floor | Lower |
Full Bath | Tile Floor | Main |
Half Bath | Tile Floor | Main |
Half Bath | Laundry Hookup,Concrete Floor | Lower |
Kitchen | Corian Counters | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,754 | $2,226 |
Total Monthly Payment | $2,191 | $2,189 | $2,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.