Welcome to this cozy, well-maintained Cape-style home that highlights its charm and functionality. The hardwood floors throughout provide warmth and continuity, and the bay window in the living room enhances the sense of space and light. The updated kitchen with modern touches, such as a breakfast bar/island, subway tile backsplash, and ample storage, adds to the home's appeal. The dining room's access, via glass sliders, to a large deck overlooking the fenced backyard is perfect for indoor-outdoor living. The second floor boasts both spacious bedrooms and practical storage solutions, with the large closets and additional storage in the eaves maximizing the available space. The convenience of a full bath on this level adds to the home's functionality. The layout is well thought out for comfort and everyday living. The partially finished basement area could be used as extra living space or a recreational room, while the unfinished section provides convenient location for mechanicals, oil tank and laundry hookups. The partially finished basement, newer furnace, and recent exterior upgrades like gutters add practical value to the home, making it move-in ready with thoughtful improvements. The walkout to the backyard makes the basement easily accessible to the home's versatility. Contingent upon seller finding suitable housing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Island,Hardwood Floor | Main |
Full Bath | Main | |
Full Bath | Upper | |
Living Room | Bay/Bow Window,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Rec/Play Room | Engineered Wood Floor | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,415 | $2,413 | $2,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.