Home! In the lovely community of Stratford Ponds, this condo feels like a single-family home. The 2169 square foot unit features a screened-in porch and deck overlooking a private backyard. Inside, the thoughtfully designed plan presents one-floor living: an eat-in kitchen, living room, dining room, half bath, laundry closet, and the primary suite with a walk-in closet and spacious, private bathroom. The second floor has a family room, a versatile loft area, another full bath, and a second bedroom. Gas heat, gas fireplace, central AC, one-car garage, guest parking areas, walkout basement, whole-house generator, and new 30-year roof add to its appeal. Community amenities abound: a clubhouse, a sparkling pool, pickleball/tennis courts, and the charming Stratford Ponds green. Discover the perfect blend of charm, convenience, and an easy lifestyle at 44 Stratford Ridge—a place where you can create lasting memories in a setting that truly feels like home. Please verify all here-in.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
Dining Room | Slider, Flooring - Engineered Hardwood | First |
Kitchen | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Upgraded, Recessed Lighting, Gas Stove | Main,First |
Living Room | Skylight, Ceiling Fan(s), Deck - Exterior, Exterior Access, Slider, Flooring - Engineered Hardwood | Main,First |
Master Bedroom | Bathroom - Full, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet | Main,First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,689 |
Total Monthly Payment | $4,091 | $4,087 | $5,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.