134 Main Street, #C, Nantucket (Town), MA, 02554 | $4,750,000

This hidden gem was built in 1915 and housed Cady's Bakery, one of the first bakeries on Nantucket. The property is tucked off Main Street down a shell way, offering an unexpectedly private and quiet location, yet close to downtown shops and restaurants. The house is larger than expected offering an open floor plan with cathedral ceilings, stone gas fire place, and 4 bedrooms (2 with vaulted ceilings), and 4 bathroom (3 bedrooms are ensuite). Many details of the building were preserved including exposed beams and a sliding barn door. New elements include central AC, a gas fireplace, a covered porch, a finished lower level, and multiple stone patio areas outside for eating and lounging. Additional updates include a new cedar roof, copper gutters, exterior lighting, a gas line for the grill, a shed, and a foot bath/ dog wash. The property has a spacious covered porch and 3 patios, one is located in the front yard offering a sunny spot for early morning light, another in the side yard providing a perfect spot to enjoy the afternoon sun and a third patio is located off the living room for alfresco dining. The patios are connected by a fenced in yard. The current owner converted the property from a condo to a fee-simple ownership and installed dedicated utilities.

Features

  • Town: Nantucket
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full
  • Year Built: 2005
  • Heating: Gas\FHA
  • Basement: The finished lower level has 2 bedrooms with full size windows, one is on-suite and the other uses a hall bath with tub/shower that doubles as a powder room for the sitting room. A spacious sitting room with a large storage closet offers a second area to gather, watch tv, play games, and/or work from home.
  • Acreage: 0.105
  • Property#: 91745
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /eprop/91745/134mainstreet_nantucket_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Lee Real Estate

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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134 Main Street, #C, Nantucket (Town), MA, 02554

$4,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,800,000 $3,800,000 $3,800,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.004% 6.738% 6.307%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $22,176 $24,332 $32,324
Total Monthly Payment $22,301 $24,457 $32,449

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.