Value! Value! Value! If you’re looking for size and a great deal in FiDi, this is it. This oversized 965 square foot studio loft boasts a separate room that can be used as a bedroom or home office. There’s an open concept, corner kitchen with full-sized GE appliances including stove, refrigerator, dishwasher, and microwave. A kitchen island opens into a living room space that will easily fit large a large living room furniture set along with an office set up and more. 2 closets in the hallway, one of which is double-sized, provides ample storage. The bathroom features marble tile with full-sized vanity and soaking bathtub. An added benefit is a nice separation of the living room area from additional office or bedroom space, making this feel like a true home. This studio loft is economical on price but definitely not economical on size! Make an appointment to see this one today!
The Downtown Club at 20 West Street is a landmarked full-service condominium building featuring a 24-hour doorman and concierge service, one of the largest gyms in the Financial District (complete with state-of-the-art equipment, spinning studio, massage room, and steam rooms), a media room, a landscaped garden terrace, and a roof top with stunning panoramic views of NY harbor and beyond.
The Downtown Club is conveniently located near transportation (red, green, yellow subway lines, Fulton Street Hub), bars, restaurants, the new Fidi Whole Foods, World Trade Center, Brookfield Place, New York Stock Exchange, world-class shopping, and Battery Park.
***90% financing is allowed, and the minimum rental term is only 30 days. Pets allowed. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $3,812 | $3,809 | $4,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.