Welcome home to this lovely 3/2 Wisteria designer in the Village of St. Charles. The home is being sold mostly turnkey with a few personal items being taken. This is a great home in an active neighborhood and is close to several pools and Sea Breeze recreaton center, Cane Garden Country Club, golf and Sumter Landing town square. As you drive up you notice the lush landscaping which goes around to the back where you have a privacy wall. Enter thru the front leaded door and you will see the tiled kitchen complete with black appliances and a high definition laminate counter. There is a pass thru to the dining room and a nice pantry. The nook area has a table and chairs and is a perfect place to enjoy your morning coffee and read the newspaper. This is an all electric home and has carpet and tile in the wet areas. The living, dining, and bedrooms are all carpet and they have just been cleaned. The ceilings in this beauty are vaulted and the sliders off of the living room open out to a wonderful enclosed Florida Room with cooleroo shades. Off of the Florida room is a nice patio with a bistro table and chairs. All of the furniture in the florida Room and living room stays as well as the tvs. There is a nice table and chairs in the dining room. The bedrooms are split with the Primary bedroom on the right. There is a Queen bed and dresser and a walk-in closet and the bathroom has higher counters, dual sinks and a fabulous Roman shower. The laundry room is in the hall across from the Primary bedroom. Washer and dryer are included. The guest bedrooms are across on the other side of the living room and one bedroom is being used as an office with a recliner and desk. This room has a closet. The other guest bedroom has a closet and twin beds. The guest bath has a tub/shower combo and sink and commode. The garage of this home is a 2 car space. There are pull down steps to storage and a couple cabinets that stay. The golf cart is not part of the turn key package but is a 2007 Yamaha 4 seater gas golf cart and is for sale separately. This home is just waiting for you to bring your suitcase and move right in. Taxes $2, 313. 25, Fire $125. 00, Maint. $604. 00, Bond $1, 359. 99, Bond Balance is $13, 115. 72
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,566 | $2,564 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.