Presented byJessica Travelstead |
Beautiful, efficient and well maintained home in serene, private setting one street away from Woodridge Lake! Architect designed in contemporary Scandinavian style, this home has had one owner and very little "wear and tear". Lofty ceilings and open floor plan - great for entertaining. Well equipped kitchen is center of home - breakfast bar separates it from a cozy, wood paneled great room and communicates with light-filled dining/living room spaces. Sliders to a comfortable, finished three season porch and outside deck. Primary bedroom on MAIN level with walk-in closet, full bath and sliders to another more private deck. Three additional bedrooms on upper level with full bath. Bonus loft space on upper level with vaulted ceilings - perfect for studio, media or play room. Laundry on main level. Pellet stove for added efficiency. Two car attached garage. South facing, sunny, flat back yard. Walk to East Beach for lake access. Private recreational facility with pool, tennis, basketball, fitness, marina. Minutes to Litchfield Center for shopping, Torrington CC, Stoneybrook CC and Mohawk Mt. for skiing. A peaceful and great escape! No CT Residential Property disclosures. Attorney Andrea Doyle Asman is Executrix.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | Upper |
Bedroom 2 | Balcony/Deck,Sliders,Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Dining Room | Combination Liv/Din Rm,Sliders,Engineered Wood Floor | Main |
Kitchen | Breakfast Bar,Eating Space,Sliders,Engineered Wood Floor | Main |
Living Room | Combination Liv/Din Rm,Pellet Stove,Wall/Wall Carpet | Main |
Loft | Skylight,9 ft+ Ceilings,Vaulted Ceiling,Wall/Wall Carpet | Upper |
Primary Bedroom | Book Shelves,Balcony/Deck,Full Bath,Sliders,Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $3,204 | $3,201 | $4,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.