**''Attention Military Service Members: Secure Your Dream Home with an Assumable VA Loan at an Unbeatable 2. 5% Interest Rate!''**
Welcome to your new home at 2122 Gilmore Street in Jacksonville, FL! This delightful 2-bedroom, 2-bathroom residence offers 1, 472 square feet of inviting living space, blending modern comforts with the charm of a historic neighborhood.
The home is equipped with a recently updated water heater from December 2021 and a new HVAC system installed in October 2022, ensuring your comfort throughout the seasons. Step inside to discover beautifully refinished original hardwood flooring that adds warmth and character to the home. The updated kitchen is a chef's delight, featuring modern appliances and sleek countertops, perfect for preparing meals and entertaining guests. The bathrooms have been thoughtfully updated with contemporary fixtures, offering a blend of style and functionality. The large living room features a gorgeous fireplace and many windows, allowing for an abundance of natural light to fill the space, creating a warm and inviting atmosphere. For added convenience, a washer and dryer are included for all your laundry needs.
The property also boasts a detached two-car garage, providing ample space for parking and secure storage for your vehicles and belongings. Plus, the location is superbjust a short walk to Riverside, one of Jacksonville's most sought-after historic areas, known for its vibrant culture, dining, and shopping.
Don't miss this opportunity to own a charming home with excellent financing options. Schedule your visit today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,520 | $303,520 | $303,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $2,017 | $2,560 |
Total Monthly Payment | $2,517 | $2,515 | $3,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.