44 Rich St, Gardner, MA, 01440 | $294,000
$294, 000, 44 Rich St, Gardner. 3 bed, 1 bath, 2 car garage. Open flow freshly painted living room into dinning room with unique glass paneled doors. Also freshly painted eat in kitchen with charming beadboard & pantry closet. First floor also features a heated mudroom, an inviting heated enclosed front porch and a full bath with charming built-ins. Nostalgic staircase takes you upstairs, to a spacious main bedroom with dual closets, a second bedroom with walk-in closet . 3rd bedroom does not have a closet. Hard wood flooring in all main rooms. Leased solar panels contribute to lower energy costs. Handy two-car garage & ample driveway parking. Plenty of space to relax and entertain in the private back yard. Located near Rt 2 access, commuting is a breeze with close by shopping conveniences. Buyer to confirm all information including measurements. Assessor lists 2 bed. Sold as is no repairs. Seller has not lived in property for 3 years
Features
- Amenities: Public Transportation, Shopping, Pool, Park, Medical Facility, Highway Access, House of Worship, Public School
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
- Style: Colonial
- Year Built: 1922
- Garage: 2-car Detached
- Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
- Approx Sq. Feet: 1,290
- Acreage: 0.15
- Est. Taxes: $4,296
- Lot Desc: Cleared, Gentle Sloping, Level
- Appliances: Electric Water Heater, Range, Microwave
- MLS#: 73268636
- Website: https://www.raveis.com
/prop/73268636/44richst_gardner_ma?source=qrflyer
Listing by Laura Rice courtesy of EXIT New Options Real Estate Phone: 978-345-3948
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead | Second |
| Bedroom 3 | Flooring - Hardwood, Lighting - Overhead | Second |
| Dining Room | Flooring - Hardwood, Chair Rail, Lighting - Overhead | First |
| Kitchen | Ceiling Fan(s), Closet, Flooring - Hardwood, Chair Rail, Exterior Access, Recessed Lighting, Lighting - Overhead, Beadboard | Main,First |
| Living Room | Ceiling Fan(s), Flooring - Hardwood, Chair Rail, Open Floorplan | First |
| Master Bedroom | Ceiling Fan(s), Flooring - Hardwood, Closet - Double, Decorative Molding | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Rich St, Gardner, MA, 01440
$294,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $235,200 | $235,200 | $235,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,565 | $1,563 | $1,983 |
| Total Monthly Payment | $1,998 | $1,996 | $2,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630