Unlock the potential of this 3-bedroom, 2-bathroom home, offering a fantastic opportunity for buyers seeking value and customization. Featuring an open floor plan, this home includes laminate flooring in the living areas, updated just 3 years ago, and a kitchen with granite countertops and cabinets replaced 2 years ago. Enjoy the cozy ambiance of a solid stone fireplace and a refreshed master bathroom with new tile. Recent upgrades include an on-demand water heater and solar panels installed in 2023, enhancing energy efficiency. Seller is currently upgrading the guest bathroom with a new tub and shower tiles. The property boasts a metal roof installed in 2016 and a well-maintained HVAC system from 2017. Outside, you'll find a fenced backyard with an above-ground pool featuring a sand filter and pump, plus a handy shed with an aluminum roof. The enclosed porch, complete with a refrigerator and freezer also convey with the home. Seller plans on taking the carport but is negotiable. Conveniently located just minutes from I-75, this home combines comfort with an ideal location. With its solid features and prime location this would make a great investment for those looking to put their personal touch on their new home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,120 | $191,120 | $191,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,272 | $1,270 | $1,639 |
Total Monthly Payment | $1,427 | $1,425 | $1,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.