Rare to find *SOUTHERN Exposure* Waterfront lot in the heart of Punta Gorda Isles! Quick access to open water. . . Charlotte harbor and onto the Gulf Waters. Here you will find World class fishing and boating. This lovely piece of paradise can accommodate most any builder plan with public water and sewer available. Have your boat docked just steps from your back door and watch our magnificent sunsets and sunrise from your own private lanai/pool area. Close to Fishermans Village and the historic downtown area where there is an abundance of activity including shopping, waterfront restaurants (take the boat!), bike paths, markets, nightlife and cultural events. Bicycle to the farmers market or our local community beachfront park. Also located directly across the harbor from the New SUNSEEKER RESORT scheduled to open in just a few months. Oversized lot with 86ft of waterfront on a Seawall that is maintained by the city. PGI is a Deed Restricted community with NO HOA fees! Welcome home to the Florida you always dreamed of.
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,184 |
Total Monthly Payment | $3,339 | $3,335 | $4,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.